Kayak Capital is a hard money lender for professional real estate investors. We have more freedom than traditional lenders and banks when it comes to financing your investment property. We focus on the value of the property and asset-based loans, not credit scores. It doesn't matter if you have great credit, minimal credit history, or bad credit, we're ready to finance your project. Hard money loans differ tremendously from the soft money loans that require personal underwriting for investor mortgages. Hard money loans are specifically for a property that you plan to renovate, and then sell, rent, or refinance. We can fund very quickly. When necessary, you can get funding for your flip in less than 24 hours. Our loan program is simple with no fees, points, or prepayment penalties.